Real Estate Services

Yes! Non-UK residents can obtain buy-to-let mortgages in the UK, and we connect investors with specialist mortgage brokers experienced in securing the best deals for overseas buyers.

Eligibility is based on several factors, including:
✔ Minimum Deposit: Typically 25% of the property value.
✔ Income & Credit History: Lenders assess your financial stability and affordability.
✔ Loan Terms: Mortgage rates and conditions vary based on residency status and lender requirements.

Our partnered mortgage consultants will guide you through the process and help secure the best financing options available to international investors.

Stamp Duty Land Tax (SDLT) is a property purchase tax based on the price of the property and the buyer’s residency status. The standard rates for UK residential properties are:
• £0 – £250,000 → 0%
• £250,001 – £925,000 → 5%
• £925,001 – £1.5 million → 10%
• Above £1.5 million → 12%

Additional SDLT Surcharges:
• Overseas buyers pay an extra 2% surcharge.
• Buy-to-let & second home buyers pay an additional 3% surcharge.

When purchasing a UK property, buyers typically incur:

• Solicitor Fees: Included in our service
• Search Fees (Property Due Diligence): The cost of property due diligence can vary significantly depending on the property’s size, complexity, location, and the scope of the investigation, but generally falls within a range of 0.5% to 2% of the property value with key components like surveys, legal searches, environmental assessments, and inspections contributing to the overall cost. 
• Land Registry Fees: £200 – £1,500 (based on property value)

For mortgage-financed purchases, investors should budget for:

• Mortgage Arrangement Fees: £1,000 – £2,500 (or 1% of loan).
• Valuation Survey: Included in our service
• Broker Fees: Included in our service

Yes, rental income is subject to UK Income Tax. The tax rate depends on total annual income:

• Basic Rate (20%) – For income up to £50,270.
• Higher Rate (40%) – For income over £50,270.
• Additional Rate (45%) – For income over £125,140.

Non-UK residents must register under the Non-Resident Landlord (NRL) Scheme, allowing rental income to be received gross (without automatic tax deductions).

No, non-UK residents can purchase UK property remotely. We handle the entire process, including legal work, property sourcing, and mortgage applications, so you don’t need to be physically present.

We provide comprehensive property management, ensuring a hassle-free investment experience for landlords. Our services include:

✔ Tenant Sourcing & Rent Collection – Background checks, tenancy agreements, and secure rental payments.
✔ Maintenance, Insurance & Accounting – Handling repairs, insurance, and rental tax compliance.
✔ Rental Guarantee – Covers up to 6 months of missed rent, offering financial security.

As the owner, you are responsible for certain costs while renting out your property. These typically include:
✔ Income Tax on Rental Income – Based on UK tax rates for rental earnings.
✔ Repairs & Furnishing – Any necessary maintenance, refurbishments, or furniture replacements.
✔ Service Charges – If the property is leasehold (e.g., an apartment), these fees cover building maintenance and communal areas.
✔ Ground Rent – If the property is leasehold, this is an annual fee payable to the freeholder.

Our property management service ensures hassle-free rent collection and maintenance, but these property-related costs remain the owner’s responsibility.

A service charge is a fee paid by leasehold property owners (typically in apartments/flats) to cover building maintenance, communal areas, and shared services. These may include:

• Security & Porter Services
• Electricity for Communal Areas & Security Lighting
• Lift Maintenance & Repairs
• Gardening & Landscaping for Shared Spaces

The landlord (property owner) is responsible for paying the service charge, not the tenant. However, for fully managed properties, we ensure these costs are factored into the investment strategy.

Ground rent is a fee paid by leasehold property owners to the freeholder for the land on which the property stands. It is usually for flats/apartments. There is usually no such fee for houses.

The property owner is responsible for ground rent payments. Tenants do not pay ground rent.

The timeframe for completing a property purchase in the UK depends on whether you are buying with cash or using a mortgage.

• Cash Buyers: The process typically takes up to 4 weeks once a property is selected and we are instructed.
• Mortgage Buyers: The process takes 3 to 5 months, as mortgage approvals involve additional steps.

Unlike some other countries, the UK property buying process includes several legal and regulatory steps, such as:
✔ Money laundering & eligibility checks – Verifying buyer identity and financial background.
✔ Property due diligence – Legal and structural checks ensuring no outstanding issues.
✔ Mortgage approval process – For mortgaged purchases, banks conduct valuations and eligibility checks, which can take several weeks or even months.

Cash buyers complete the process faster because they bypass the mortgage approval stage, which is often the most time-consuming part.

Our service fee is 3% of the property purchase price (subject to a minimum of £7,500). This covers:

✔ Full legal support – Solicitor fees included.
✔ Property Valuation – Ensuring you pay the real value of the property
✔ Mortgage consultancy – No extra broker fees for investors.
✔ Price negotiation – We work to lower the purchase price.

No hidden charges – everything is included in our transparent pricing.

For investors opting for property management, we charge 20% of the rental income, which covers:
✔ Tenant sourcing, background checks & rent collection.
✔ Property maintenance, repairs & insurance.
✔ Rental guarantee – covering up to 6 months of missed rent.

With our full-service approach, investors enjoy a stress-free, fully managed property investment experience.