Malta’s Citizenship by Investment Programme: A Comprehensive Overview
- 8 March 2024
- Posted by: CoatesGlobal
- Category: Malta

Malta’s Citizenship by Investment Programme remains one of the most attractive options for global investors seeking European Union citizenship. Having undergone major reforms in 2021, the programme continues to offer significant benefits, including enhanced due diligence, diversified investment routes, and a clear pathway to citizenship. Coates Global ensures that clients remain well-informed and can take advantage of Malta’s investor-friendly policies.
Understanding Malta’s Individual Investor Programme (IIP)
The Maltese government refined its Individual Investor Programme in 2021, focusing on economic contributions that directly support the nation’s growth. The programme allows high-net-worth individuals and their families to obtain Maltese citizenship through a combination of financial contributions, real estate investments, and residency commitments.
Key Investment Criteria
Applicants must meet the following investment conditions:
- Government Contribution: A non-refundable contribution of at least €750,000 to Malta’s National Development and Social Fund.
- Investment in Maltese Assets: A minimum investment of €150,000 in government-approved financial instruments, to be held for at least five years.
- Real Estate Investment: Either purchasing property in Malta valued at a minimum of €700,000 or leasing property with an annual rent of at least €18,000 for a minimum of five years.
- Residency Requirement: A minimum 12-month residency period before naturalisation, ensuring commitment to Malta’s economy and society.
- Health Insurance: Applicants must have valid global health insurance coverage that meets Malta’s specified requirements.
Benefits for Investors
Malta’s Citizenship by Investment Programme offers several advantages:
- EU Citizenship: Full citizenship rights, including the ability to live, work, and study in any EU member state.
- Global Mobility: Visa-free travel to over 160 countries, including the USA, Canada, and the entire Schengen area.
- Attractive Tax Environment: Malta provides competitive tax conditions, with no inheritance, estate, or wealth taxes.
- Future-Proof Citizenship: Citizenship obtained through Malta’s investment programme is fully transferable to future generations.
Strategic Guidance from Coates Global
Successfully navigating Malta’s investment citizenship process requires expert legal and financial planning. At Coates Global, we provide personalised guidance to ensure that your investment aligns with your long-term objectives and that your application is handled efficiently.
Contact Coates Global’s expert team today to explore your pathway to Maltese citizenship.

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