STRATEGIC ACCESS TO EUROPE & THE SCHENGEN AREA
(D7) Portugal Financially Independent Person visa
The Portugal D7 Visa offers non-EU nationals a unique opportunity to reside in one of Europe’s most desirable destinations without the need for investment. Tailored for retirees, remote workers, and financially independent individuals, this programme provides long-term residency rights in Portugal while enjoying visa-free access across the Schengen Zone.
Whether you are looking to enjoy Portugal’s exceptional healthcare, world-class infrastructure, and vibrant lifestyle, or seeking a safe and peaceful environment for your family, the D7 Visa provides an accessible route to European residency — all based on proving stable passive income.
The Portugal D7 Visa, also known as the Passive Income Visa, offers a gateway to Portugal’s excellent healthcare and education systems, visa-free travel across the Schengen Area, and a clear path to permanent residency and EU citizenship after five years.
To qualify for the D7 Visa, applicants must demonstrate financial independence by meeting updated income thresholds. This includes proving a minimum monthly income of €870, aligned with Portugal’s national minimum wage for 2025. For dependents, additional income is required: 50% of the primary applicant’s income for a spouse (€435 per month) and 30% per child (€261 per month). Applicants must also secure proof of accommodation, valid health insurance, and a clean criminal record.
Whether you are a retiree, remote worker, or someone with stable passive income, this visa is designed to suit your lifestyle and ambitions. By securing a Portugal D7 Visa, you gain access to a country celebrated for its safety, affordability, and exceptional quality of life. Portugal’s renowned healthcare system, excellent education options, and welcoming culture ensure a seamless transition for you and your family.
Secure the freedom to live in Portugal while enjoying its world-class healthcare, education, and quality of life.
Take the first step toward a fulfilling lifestyle and global mobility. Contact us now to explore how this program can work for you.
Key Features of the Programme
- Residency without Investment – No requirement to purchase property or make a significant financial investment.
- Minimum Monthly Income Requirement of €870 (2025 threshold) for the main applicant. Additional income applies for spouse (€435) and for each child (€261).
- Visa-Free Travel Across 29 Schengen Countries.
- Family Inclusion – Spouse and dependent children can be included in a single application.
- Pathway to Permanent Residency or Citizenship after 5 years of continuous residence.
- Access to Portugal’s Public Healthcare and Education Systems.
- Residency Permit initially granted for 2 years, renewable for 3 years.
Golden Visa vs D Visas
Portugal offers different residency pathways, each designed to meet the needs of specific individuals. The most significant distinction between the Golden Visa and other residency visas such as the D7 Visa (Passive Income), D2 Visa (Entrepreneur), or D8 Visa (Digital Nomad) lies in the residency obligation and investment requirement.
Criteria
Golden Visa
D7 Visa
Investment Required
Yes
No
Income Proof Needed
No
Yes (Passive Income)
Residency Requirement
Minimal (Only 7 days a year)
Appr. 8 months a year
Average Cost
High (Minimum €200,000 Donation) + Legal Fees + Govt Fees
Low (Only Administrative/Legal costs) No investment/donation is required.
Taget Audience
High-net-worth investors
Retirees, remote workers, or financially independent individuals
Financial Requirements
Applicants must prove stable passive income earned from outside Portugal. Acceptable income sources include pensions, rental income, dividends, savings, or remote work earnings.
Minimum Annual Income Requirements (2025):
- Main Applicant €10,440 per year
- Spouse/Partner €5,220 per year
- Per Dependent Child €3,132 per year
Example for a Family of Four:
€10,440 (Main Applicant) + €5,220 (Spouse) + €3,132 x 2 (Children) = €21,924 per year.
The Portugal D7 Visa process is straightforward when all required documents are prepared correctly. At Coates Global, we manage every step to reduce delays and ensure a high success rate.
D7 Processing Time
After compiling essential documents—such as proof of passive income, health insurance, and a clean criminal record—our legal team submits your application. For most applicants, this is done through the Portuguese Embassy or Consulate in their home country. However, visa-free nationals (e.g., British or American citizens) or Schengen visa holders can apply directly in Portugal through AIMA (Agência para a Integração, Migrações e Asilo) while already in the country.
Processing times for the D7 Visa vary but generally range between 60 to 120 days. Factors like the volume of applications and missing documentation can influence the timeline. Our team ensures all documents are accurate and complete, allowing for quicker approvals.
Once approved, applicants submitting from abroad receive a four-month temporary visa, enabling them to enter Portugal and proceed with their residence permit application. For those applying directly within Portugal, this step is bypassed, and they move straight to arranging their biometric appointment with AIMA. After biometrics and document submission, residence cards are typically issued within 6 to 24 weeks, depending on workload and individual cases.
Starting your application well ahead of your intended travel date is vital to avoiding unnecessary delays.
Coates Global’s dedicated team ensures all details are managed professionally, giving you peace of mind as you prepare to begin your new chapter in Portugal.
Estimated Expenses & Fees
- Visa Application Fee: €90 per applicant.
- Residence Permit Fee: €160 per applicant.
- Health Insurance: €50 – €250 per month.
- Translation & Legalisation of Documents: Approx. €300 – €500.
- Legal Fees: Approximately €10,000 to €15,000 depending on the complexity of the case and the number of dependent family members included in the application.
- Additional Administrative Costs: Approx. €1,200 (includes obtaining a Portuguese Tax Number, bank account setup, and travel expenses).
Frequently Asked Questions
The Portugal D7 Visa is a residency visa designed for non-EU/EEA/Swiss nationals with stable passive income, such as retirees, remote workers, and financially independent individuals. It provides the opportunity to live, work, and study in Portugal while enjoying access to public services and visa-free travel within the Schengen Area.
You must demonstrate financial independence through passive income sources (e.g., pensions, rental income, dividends) and meet Portugal’s minimum income requirements. Additionally, you must have proof of accommodation in Portugal, health insurance, and a clean criminal record.
For 2025, the primary applicant must have a minimum monthly income of €870. Additional income is required for dependents: €435 per month for a spouse and €261 per month for each child.
Yes, D7 Visa holders are allowed to work in Portugal or run their own business. However, the visa primarily targets individuals with passive income, so employment is not a requirement for eligibility.
Yes, the D7 Visa allows for family reunification. You can include your spouse, dependent children, and, in some cases, your parents, provided you meet the additional income thresholds for dependents.
The D7 Visa process typically takes 60 to 120 days from the date of submission at the Portuguese Embassy or Consulate. After entering Portugal, the residence permit process usually takes an additional 6 to 24 weeks.
Yes, visa-free nationals (e.g., British or American citizens) and those with valid Schengen visas can apply directly in Portugal through AIMA while already in the country.
To maintain your D7 Visa, you must reside in Portugal for most of the year. You cannot be absent for more than 6 consecutive months or 8 cumulative months during the validity of your residence permit.
No, property ownership is not a requirement. Proof of accommodation can be provided through a long-term rental agreement or property deed if you choose to buy.
Yes, applicants must have comprehensive health insurance valid in Portugal to cover medical emergencies and repatriation.
Yes, after five years of continuous legal residence in Portugal, you can apply for Portuguese citizenship or permanent residency, provided you meet the eligibility criteria, including passing a basic Portuguese language test (A2 level).
If your application is rejected, you can reapply after addressing the reasons for the rejection. At Coates Global, our experts ensure your application is complete and accurate to maximise your chances of approval.
Yes, the D7 Visa allows visa-free travel across all 29 Schengen countries for up to 90 days in any 180-day period.
The Golden Visa requires a significant investment in Portugal (e.g., real estate or business) and offers minimal residency obligations. The D7 Visa, on the other hand, does not require an investment but demands that you reside in Portugal for most of the year.
Coates Global provides end-to-end support, including eligibility assessments, document preparation, application submission, and liaising with Portuguese authorities. With our expertise, you can navigate the D7 Visa process confidently and efficiently.
Strategic Migration.
Real Results...
Talk to our legal team and find out how we make global mobility a reality.
Every time a client receives their residency or citizenship approval, we’re reminded why this work matters. It's not just paperwork — it’s about transforming lives and creating new legacies.
We don’t push clients towards just any programme — we listen, we assess, and we recommend only what we’d choose ourselves. That’s what makes Coates Global different.
I’ve seen families reunited, children enrolling in world-class schools, and entrepreneurs unlocking international markets. That’s the power of what we do.
Even in the most complex of cases, there’s always a path forward — it just takes clarity, strategy, and the right team. That’s what we bring to every client.
Helping high-net-worth clients gain citizenship is more than a transaction. It’s about long-term security, mobility, and legacy planning — and we ensure it's done with precision.
Being part of this team means being part of something bigger — we open borders, but more importantly, we open futures.
When a client tells me, ‘You’ve changed my family’s life,’ I know our commitment goes far beyond legal expertise — it’s about people.
With every investor we support, we’re contributing to a stronger, more interconnected world. It’s an honour to play that role.
The World is rising, and our clients are part of that story. We ensure they have access to the global opportunities they deserve.
As an American lawyer working globally, I’ve seen how Coates Global turns complex ambitions into concrete achievements.
